North Carolina Excess Liability Insurance

Umbrella CoverageAs a business owner, you worry for the future of your company and staying afloat when many businesses are going under. Owning and operating a successful business has required you to be a risk taker, fearless and resilient in the face of adversity. But what would you do if you were served with a lawsuit? Would your business be able to withstand the financial devastation of a lawsuit? Do you have high enough limits on your general liability, your workers compensation insurance and your business auto insurance to cover the worst case scenarios?

Excess Liability can help provide you with more security in this area. An excess liability policy, sometimes known as a commercial umbrella liability policy can add an additional layer of protection, over and above your basic liability insurance policies when a claim is made against you that exceeds the amount of those existing policies. Excess liability provides a safety net when your other policies’ limits have been exhausted.

Your basic insurance policies are essential for your business’s survival. They offer your company a blanket of security with so many risks and dangers working toward bringing you down. But unfortunately, these policies may not allow the limits of financial protection you may need in some cases.

Supercharge your business liability policies by adding an additional layer of protection above them. Don’t put this off, call us right now and put our experienced, professional agents to work for you today to find you the best rate out there for your commercial umbrella insurance policy.